Barter - is it a good thing?

Having a bit trouble selling 5 ft tall, 110 ft (50/60 ft) 9 gauge  chain link fabric , Someone offered a used iPod 60GB (gen 5/2005 model) and a Sony Camcorder DCR-DVD 105 RW

Is it a good trade? To top off the deal, 2 x 20ft pipe with heavy galvanized pipes were packaged to make the deal work!

Concealed Handgun License

Concealed Handgun License

Handgun Choices
Glock 23 - .40 S&W 6.85" / 4.01" 21.2 oz 13 round Gen 4/ $549
Glock 27 - .40 S&W 6.30" / 3.46" 19.8oz 9 rounds Gen 4/ $549


SIG Sauer P229  - .40 S&W 

New Places - Sofia

6/29 Fri - Riverwalk - Boudros
7/6 Fri - nothing
7/13 Fri - nothing
7/14 Sat - Alamo Draft House/- TED the movie

Hiking - Trails

Bright Angel Trail-Grand Canyon


Steamboat Colorado

Lessons - Bucket List

Horseback riding - * go, turn left/right, stop
Commercial Driver License - *Class A, Endorsement, *passenger, Tanker, Hazardous
Swimming -
Gun - concealed weapon training, owning pistol/revolver
Motorcycle - safety course and driver/rider license
Archery

Love - all women talk - website

“MY IDEAL MAN CHECKLIST”
WHAT I WANT IN A MAN, ORIGINAL LIST (AGE 22):
1. Handsome
2. Charming
3. Financially successful
4. A caring listener
5. Witty
6. In good shape
7. Dresses with style
8. Appreciates finer things
9. Full of thoughtful surprises
10. An imaginative, romantic lover.

WHAT I WANT IN A MAN, REVISED LIST (AGE 32):
1. Nice looking (prefer hair on his head)
2. Opens car doors, holds chairs
3. Has enough money for a nice dinner
4. Listens more than talks
5. Laughs at my jokes
6. Carries bags of groceries with ease
7. Owns at least one tie
8. Appreciates a good home-cooked meal
9. Remembers birthdays and anniversaries
10. Seeks romance at least once a week.

WHAT I WANT IN A MAN, REVISED LIST (AGE 42):
1. Not too ugly (bald head OK)
2. Doesn’t drive off until I’m in the car
3. Works steady — splurges on dinner out occasionally
4. Nods head when I’m talking
5. Usually remembers punch lines of jokes
6. Is in good enough shape to rearrange the furniture
7. Wears a shirt that covers his stomach
8. Knows not to buy champagne with screw-top lids
9. Remembers to put the toilet seat down
10. Shaves most weekends.

WHAT I WANT IN A MAN, REVISED LIST (AGE 52):
1. Keeps hair in nose and ears trimmed
2. Doesn’t belch or scratch in public
3. Doesn’t borrow money too often
4. Doesn’t nod off to sleep when I’m venting
5. Doesn’t re-tell the same joke too many times
6. Is in good enough shape to get off couch on weekends
7. Usually wears matching socks and fresh underwear
8. Appreciates a good TV dinner
9. Remembers my name on occasion
10. Shaves some weekends.

WHAT I WANT IN A MAN, REVISED LIST (AGE 62):
1. Doesn’t scare small children
2. Remembers where bathroom is
3. Doesn’t require much money for upkeep
4. Only snores lightly when asleep
5. Remembers why he’s laughing
6. Is in good enough shape to stand up by himself
7. Usually wears clothes
8. Likes soft foods
9. Remembers where he left his teeth
10. Remembers that it’s the weekend.

WHAT I WANT IN A MAN, REVISED LIST (AGE 72):
1. Breathing
2. Doesn’t miss the toilet!

As funny as the e-mail was, it is true” as you grow more mature, your original list of ‘requirements’ for an ideal man are revised. Now, all I am looking for in an ideal man is one who can be both a best friend and a partner in life, and someone who will love me as unconditionally as I love him. And what about you? What’s your perfect guy checklist?

4th of July - Liberty and Insurance

Liberty - free to do thing?

Insurance - sharing risk?

Logic and Angle #1 - "get more" with less as we understand it..

We pay car insurance (into a system - Allstate, State Farm etc), where if something goes wrong, then the system will compensate for the lost.

If one doesn't pay into the system, then it is the money saved.  If one loses, then he gets nothing from the system.  It becomes a balance act of risk management question, will you be able to collect enough fee into the system to cover the management fee, damage payout, and keep some profit.

Setting the fee or premium for someone get into the system is fairly predicable.
The property damage - the typical cost of vehicle on the road, or replacement costs $50,000 for luxury cars, $25,000 for typical car (even a brand new - salvage value).
The physical liability is difficult to compensate, but auto insurance cap the coverage to a low as $3,000 per person/incident, or minor injury.  If the auto policy for physical liability can be expensive, when the medical bills can be a life-time payout.

Logic and Angle #2 - "gain access" to a lower cost/control as we understand it..

Costco made most of its earning from membership dues, not from the merchandise. Costco will not markup more than 15% of any products, and we know we are not going to overpay for any product (or actual cost plus 15%).

If Costco is the insurance company, Costco will decide which doctor's service will be put on the shelf, and at what price.  The Costco members buy services from the doctor for a known fixed price or actual cost for the "office space, assistance, software, insurance, etc etc".