Do you know your stengths? Personality? Motivation?

Now Discover Your Strengths Test Results and Review

by CURT NELSON

1. First, Break All The Rules (1999 – Mainly how to be a great manager)
2. (Entrepreneurs) Now Discover Your Strengths (2001- can use as a self-development tool, this book is more personal, for You but also has advice for managers)
3. Discover Your Sales Strengths (2003)
4. Living Your Strengths ( 2004)
5. How Full Is Your Bucket (2004 – also have a new expanded edition)
6. Teach With Your Strengths (2006)
7. Strengths Quest (2006)
8. (Entrepreneurs) Strengths Finder 2.0 ( 2007)
9. (Entrepreneurs) Go Put Your Strengths To Work (2007)
10. Strengths Based Leadership ( 2009)

Saving For Retirement 101

 
via Wikipedia : A Roth IRA (Individual Retirement Arrangement) is a retirement plan under US law that is generally not taxed, provided certain conditions are met.


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Age	Year	Start of year - Fund size	yearly contribution	with return of 8% end of year fund	cumulative contribution	Yields
30	1998	0	2,000	2,160	2,000	108%
31	1999	2,160	2,000	4,493	4,000	112%
32	2000	4,493	2,000	7,012	6,000	117%
33	2001	7,012	2,000	9,733	8,000	122%
34	2002	9,733	3,000	13,752	11,000	125%
35	2003	13,752	3,000	18,092	14,000	129%
36	2004	18,092	3,000	22,779	17,000	134%
37	2005	22,779	4,000	28,922	21,000	138%
38	2006	28,922	4,000	35,555	25,000	142%
39	2007	35,555	4,000	42,720	29,000	147%
40	2008	42,720	5,000	51,537	34,000	152%
41	2009	51,537	5,000	61,060	39,000	157%
42	2010	61,060	5,000	71,345	44,000	162%
43	2011	71,345	5,000	82,453	49,000	168%
44	2012	82,453	5,000	94,449	54,000	175%
45	2013	94,449	5,500	107,945	59,500	181%
46	2014	107,945	5,500	122,521	65,000	188%
47	2015	122,521	5,500	138,262	70,500	196%

via Wikipeida: In the United States, a 401(k) plan is the tax-qualified, defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code.^[1] Under the plan, retirement savings contributions are provided (and sometimes proportionately matched) by an employer, deducted from the employee's paycheck before taxation (therefore tax-deferred until withdrawn after retirement or as otherwise permitted by applicable law),


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Age	Year	Start of year - Fund size	yearly contribution	with return of 7% end of year fund	cumulative contribution	Yields
30	1998	0	10,000	10,700	10,000	107%
31	1999	10,700	10,000	22,149	20,000	111%
32	2000	22,149	10,000	34,399	30,000	115%
33	2001	34,399	10,500	48,042	40,500	119%
34	2002	48,042	11,000	63,175	51,500	123%
35	2003	63,175	12,000	80,438	63,500	127%
36	2004	80,438	13,000	99,978	76,500	131%
37	2005	99,978	14,000	121,957	90,500	135%
38	2006	121,957	15,000	146,544	105,500	139%
39	2007	146,544	15,500	173,387	121,000	143%
40	2008	173,387	15,500	202,109	136,500	148%
41	2009	202,109	16,500	233,911	153,000	153%
42	2010	233,911	16,500	267,940	169,500	158%
43	2011	267,940	16,500	304,351	186,000	164%
44	2012	304,351	17,000	343,846	203,000	169%
45	2013	343,846	17,500	386,640	220,500	175%
46	2014	386,640	17,500	432,430	238,000	182%
47	2015	432,430	18,000	481,960	256,000	188%

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If owing a business (as self-empolyeed),

20,000 of net earning = 5,000 possible deferred saving.

 

Keogh Plans  - for self-empolyeed funded retirement 

The contribution limits for defined contribution Keogh plans are like those for SEP-IRAs; each has an annual contribution limit of 25% of net self-employment earnings, up to a maximum of $49,000 for 2009 ($46,000 for 2008).

FYI
============================

Roth IRA 2013 - 5,500 (6,500 for age 50 plus)
2008-2012-earlier - 5,000 (6,000)
2006-2007 4,000 (5,000)
2005 4,000 (4,500)
2002-2004 3,000 (3,500)

401K Maximum 2013 -17,500 (5,500 over for catch up)
2012 - 17,000
2009-2011 - 16,500
2008 - 15,500

Spurs Gregg Popovich & NBA members

• 
  
• Spurs head coach/General Manager Gregg Popovich Connection
• 
  
• 
  
  Players
  Jacque Vaughn (2006-2007) / Vaughn was an assistant coach with the San Antonio Spurs from 2010 to 2012. On July 28, 2012, Vaughn was named the new head coach of the Orlando Magic.[5]
  Steve Kerr (1999-2001, 2002-2003) / On June 2, 2007, the Phoenix Suns named Kerr the team's President of Basketball Operations and General Manager. Kerr helped Managing Partner Robert Sarver buy the Suns in 2004 and became one of Sarver's trusted basketball advisors. Kerr announced his retirement from the Suns in June 2010.
  Terry Porter (1999-2002) / Porter spent the 2002–03 season as an assistant coach with the Sacramento Kings, his first season in coaching. .On August 6, 2003, the Milwaukee native was hired as head coach of the Milwaukee Bucks.  Porter was released during the 2005 offseason. Detroit Pistons staff as an assistant coach for the 2006–07 season. On June 9, 2008/ February 16, 2009 , Porter was named the 13th head coach of the Phoenix Suns, succeeding Mike D'Antoni.  On December 6, 2011, assistant coach by the Minnesota Timberwolves under Rick Adelman.
  Avery Johnson (1992-1993, 1994-2001) / Coach- 2004–2005 Dallas Mavericks (assistant) 2005–2008 Dallas Mavericks 2010–2012 New Jersey/Brooklyn Nets
  Mario Elie  (1998-2000) / On September 28, 2007, Elie was hired by the Dallas Mavericks as an assistant coach. On June 22, 2009, Paul Westphal hired Elie as an assistant coach for the Sacramento Kings.[7] On December 8, 2011, Elie was added to former teammate Avery Johnson's coaching staff with the New Jersey Nets.[8]
  Vinny Del Negro (1992-1998) / coach Bulls, Clipper / GM
  Maurice Cheeks (1989-1990) / Coach Portland 2001/2005) Philadelphia 2005/2009)
  Danny Ferry / GM
  Doc Rivers
  Mike D'Antoni (1977-1978) / Coach - too many
  
  Coaches
  
  Mike Brown
  
  1997–1999 Washington Wizards (assistant)
  2000–2003 San Antonio Spurs (assistant)
  2003–2005 Indiana Pacers (assistant)
  2005–2010 Cleveland Cavaliers
  2011–2012 Los Angeles Lakers
  
  Brooklyn Nets: P.J. Carlesimo (interim)
  
  
  

GasBuddy Awards ; Explorer Adventurer Pioneer Reporter Commuter Iron Man Perfectionist Sunday Driver Night Owl

Gas Buddy Awards:  It gives out 9 awards with multiple levels.  Those awards can be organized into 3 groups (locations, frequencies, quality)

Locations:

* Explorer- Number of different gas station reported

    Levels - 10 ; 25 ; 50 ; 100; 1000 stations

* Adventurer- Report a gas place in different cities

    Levels - 3 ; 16 ; 50 ; 100 ; 500

* Pioneer- Report a gas place in different states

    Levels -  2 ;  5 ;  15 ;  (?? 50 States) ; (? ? ? ? ?)

Frequencies

* Reporter - Gas price reported

    Levels - 1 ; 50 ; 500 ; 1,000 ; 10,000

Commuter - Report a gas price in both AM & PM of a 24 hour period

    Levels - 2 ; 5 ; (? ?) ; (? ? ? ?) ; (? ? ? ? ? )

Iron Man - Connective days of reporting

    Levels - 5 ; 50 ; 100 ; (????) ; (?????)

Quality

* Perfectionist- Reports all gas grades

    Levels - 2 ; 10 ; 500 ; 100 ; 1,000

* Sunday Driver- Reports gas prices on Sunday

    Levels - 5 ; 20 ; 50 ; 100 ; 500

* Night Owl - Reports gas prices after mid-night

    Levels - 5 ; 20 ; 50 ; 100 ; 500

Earning ..
1. Gas price reporting - 200 x 5 times = 1,000 max
2. Watching video - 200 x 5 times = 1,000 max (it works well off mobile phone)
3. Read news article 50 x 5 times = 125 max
4. Post message - 100 x 5 times = 500 max (many people just write "ok" - It's cheating IMO)

Most of the daily challenge comes through fairly easily
1. enter daily challenges
2. enter price report in the morning
3. enter price report in the afternoon
4. report diesels
5. report mid-grade
6. report price from "a new gas station" - this can be a challenge, if you reports gas prices all the time.

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At the overall ranking of 10,000 - 13,000 range - max points will improve the daily overall ranking by 20 - 35 slot.